Frequently Asked Questions
Applicants must be 18 years and above and a resident of Lagos State with a verifiable source of income.
The minimum amount is 2,000 and the maximum is N20,000. As you fulfil your loans, you'd increase the amount you can borrow.
By downloading the app and filling out the required details, your loan can be ready in minutes.
Loan decisions are made and communicated to you in minutes!
Any short term financial situation qualifies.
Interest and Repayments rate are dependent on loan amount and duration. Both are displayed together for easy reference.
You may not meet all the qualifying criteria at the time of applying. Not an issue, you can always apply again.
Your account will be debited through either your Visa or MasterCard details provided. Otherwise you can always transfer loan payment to our bank account and this will be reflected. This will be provided upon request. Please state clearly your loan ID on each repayment via transfers.
Loans are one at a time only and the terms of an existing loan like rollovers are not allowed.
Absolutely YES and this further improves your chances of higher loan sums.
Please call our help lines for this or simply email us firstname.lastname@example.org. Please note that late repayments may affect your chances of applying again and defaults will impair your chances of getting loans from financial institutions.
Yes please go to the personal information page and use the edit button.
Dial *565 *0# from the number linked to your bank account. A service charge may apply.
We use best in class data and security encryption techniques to store your details. Your personal data is never monetised.
We want to be sure that you are who you say you are and avoid someone else using your details to secure a loan. Your BVN details will be verified but note that this information doesn’t give unauthorized access to your bank account.
These allows us access to your phone details from where we can build your credit profile